AREAS OF SERVICE
3RD PARTY COLLECTIONS
Collection agencies specialize in collecting the balance in full from the debtor while trying to avoid litigation. Can include utility, hospital, or apartment debt.
These are entries that are also on file with a local, county, state, or Federal court. Legal action taken by creditors. Can include bankruptcy, judgement, tax liens.
CHARGE -OFF ACCOUNTS
Traditionally, creditors will make this declaration at the point of six months without payment. A charge-off is a form of write-off. Can include vehicle repossessions.
30-days late, 60-days late, 90-days late, 120-days late, 150-days late. Credit history of payments is a large factor in your credit scores.
Dispute language and code removal for mortgage clients.
MORTGAGE APPROVAL SUPPORT
Credit analysis and consultation. Continued client education.
PROFESSIONAL - DRIVEN - FOCUSED
Whether you are a potential client, a residential loan originator, broker, or a real estate agent our goals remains the same:
- Results - Whether improving your personal credit scores or referring clients, friends, or family our results will be our primary reason for a continued partnership.
- Driven - We believe that every person deserves the possibility of having a second chance. That your past mistakes do not have to determine your future. We only accept clients that are driven to improve their credit scores and whom we can establish a clear path for financial stability.
- Custom Audits - Our program is designed specifically to customize an action plan for each individual to achieve success. A personal credit score improvement analyst will be assigned to you.
- Communication - Open communication with our clients is an utmost priority throughout our custom program.
CLIENT SERVICES CONCIERGE